Indie-Resource.com

And as Sakar kind of touched on, there is a huge disparity in the amount of programming knowledge you need to have between both solutions. RC is much easier to use, but it is also weaker. Torque is stronger, but the MMO kit takes a lot of programming to get it set up how you want it. You have to be a pretty good programmer to manage with it, which is why it has the "pain in the rear, but quite impressive" label around here.